Typically we contact our existing clients 3 – 6 months prior to expire of tie in period to assess up to date deal options. Feel free to contact us to establish a no obligation quote.
It’s true that a lot of lenders have set criteria when it comes to non-standard constructions such as thatched roofs, steel/wood frame buildings and a lot of lenders won’t lend against them however we do have access to lenders that are willing to consider subject to valuer’s comments on the valuation report for mortgage purposes. Contact us to discuss and we can send through a quote.
Of course, we cater to all levels of knowledge, experience and understanding. We go into as much detail as you require to explain not only the mortgage in’s and outs but also the house buying process and what costs you can look to entail ie stamp duty, solicitor fees. We go at your pace.
Yes – we often have it where people have been declined directly with other mortgage lenders and get them accepted with an alternative option – call us to discuss.
No – we assist by not only locating the most suitable deal given your circumstances but also by getting you pre-approved so you know the lender is happy to consider you before preparing a strongly packaged application to go to the chosen lender and we then follow that through until the case is agreed and hopefully intended mortgage offer.
We endeavour to help customers wherever possible and this is a scenario we certainly can look to assist with to save costs your end – call us to discuss further.
Whilst we don’t directly have an agreement with any solicitor firm we do have access to a large panel of solicitors based around the UK that we can source quotes based upon best price and reputation and if suitable put the two of you in touch.
We are whole of market mortgage brokers and have access to many “sub-prime” or bad credit friendly mortgage lenders who have more lenient criteria when it comes to a patchy credit history – call us on 0800 410 1170 to discuss in detail
We offer free initial mortgage advice and quotes with no obligation. Once you decide to proceed with our services fees can be applicable and are quoted for upfront. We get commission from the lenders work our work however depending on the size of the work needed Broker fees can be applicable- call us on 0800 410 1170 to discuss your circumstances in detail so we can give an accurate quote
Most lenders will not be able to consider however there are some lenders that can subject to circumstances- call us on 0800 410 1170 to discuss in detail.